To become a member, you need to be a judicial staff member. Contact the cooperative office or your department representative to obtain and complete a membership form. A one-time membership fee applies.
What is the minimum monthly savings contribution?
The minimum monthly savings contribution is determined by your salary grade level. Please contact the cooperative office for details specific to your grade.
How can I apply for a loan?
Loans can be applied for through the member portal online or by visiting the cooperative office. You will need to provide your membership number, employment details, and guarantor information.
What types of loans are available?
We offer Short-Term Loans (repayable within 1 month), Long-Term Loans (repayable within 24 months), and Commodity Financing for items like electronics, food items, and real estate.
How are my savings deducted?
Savings are automatically deducted from your monthly salary through payroll and remitted to the cooperative. You can also make additional deposits externally.
Can I withdraw my savings?
Yes, you can request a withdrawal of your savings. Withdrawals are subject to approval and you must maintain a minimum balance. Submit your request through the member portal or cooperative office.
How do I check my account balance?
You can check your balance by logging into the member portal at judicialstaffthrift.online or visiting the cooperative office with your membership card.
What happens if I miss a loan repayment?
Missed repayments attract a penalty fee. Consistent defaulting may affect your loan eligibility and membership status. Contact the cooperative office immediately if you anticipate difficulty with repayments.